NC Title Intelligence

Check the Title.
Skip the Surprises.

A $99 preliminary title check for North Carolina properties — delivered to your dashboard in 24 hours. Know what's on the title before you list, offer, or close.

98 of 100 NC Counties
Results in 24 Hours
No Subscription
Pre-Listing Title Search
Preliminary Ownership & Lien Summary
Sample
Property Address
4127 Sedgefield Ln, Charlotte, NC 28209
Parcel ID
149-231-05
County
Mecklenburg, NC
Current Owner
Michael R. & Sarah L. Johnson
Assessed Value
$438,500
Normal Items to Know About

Items were found that will need to be addressed at or before closing.

This property can proceed. The items below are standard — no immediate action needed.

Ownership
Verified ✓
Mortgage / DOT
Open !
Liens
None ✓
Judgments
None ✓
Search Type
1-Owner Search
Effective Date
Jul 14, 2026
Tax Status
2025 Paid
Tax Parcel #
149-231-05
Open Deed of Trust
Open mortgage (Deed of Trust) — Wells Fargo Bank, N.A., $312,000
Lender
Wells Fargo Bank, N.A.
Borrowers
Michael R. & Sarah L. Johnson
Amount
$312,000
Recorded
Apr 12, 2019 — Bk 33914 / Pg 421
What this means for you

This is an active mortgage lien against the property. It is completely normal for a home that still has a loan on it — it simply has to be paid off and released at closing out of the sale proceeds.

Your next step

Request a current payoff statement from the lender so the balance can be cleared at closing. No action needed before listing.

Sample report shown for illustration — property and owner details are fictional.

$99
Flat price
24h
Turnaround
98/100
NC counties
0
Subscriptions
Why it exists

Title surprises kill deals. Most are preventable.

The Listing Fire Drill

You take a listing and discover a lien, judgment, or open estate two days before hitting the MLS. The seller is blindsided. The timeline is blown.

The Closing Collapse

A buyer goes under contract on a property with a Substitute Trustee appointment already recorded. No one knew. The deal dies at the closing table.

The Seller Scramble

The seller thought their mortgage was paid off years ago. It wasn't. Now they need an attorney and three weeks to clear it. Listing delayed.

The Investor Blindspot

You're buying distressed. The title chain has a gap nobody caught. You close anyway. Now you own a problem you can't sell.

PreListCheck gives you a 24-hour heads up. Run a check before you list, before you offer, or before you advise a client to proceed. Know what you're working with.

What your report shows

Every report comes back one of three ways.

Clear, color-coded, and written for realtors — not attorneys.

No Issues Found

Clean ownership, no open liens, judgments, or title defects. Proceed with your normal closing process.

Normal Items to Know About

Standard items like an open mortgage that will clear at closing. No immediate action needed — just be aware.

Action Required

Active judgment, lien, foreclosure, or ownership defect found. Needs your closing professional’s attention before proceeding.

Each report covers ownership & chain of title, open mortgages & deeds of trust, liens & judgments, UCC filings, tax status, and examiner notes — sourced directly from a legitimate title search.

How it works

Three steps. 24 hours. Done.

01

Submit an address

Enter any NC property address and confirm it using Google address autocomplete. We support 98 of 100 NC counties.

02

Pay $99

Pay instantly via Stripe, or send a payment link directly to the seller. One report. One payment.

03

Get your report

Your PDF report lands in your dashboard within 24 hours — usually same day. Download, share, or reference it any time.

Use cases

Every corner of the deal has a title problem you can prevent.

Real scenarios where a 24-hour heads up changes the outcome.

Cure title problems before the MLS ever sees them.

Deals fall apart at closing because a defect surfaces the seller didn't know existed — and can't cure in 10 days.

Unreleased deed of trust

A prior lender never recorded a satisfaction. The chain shows two open mortgages on a paid-off home. Catch it before Day 1 of the listing.

Docketed judgment against the seller

A contractor or credit card judgment liens every parcel the seller owns. Price it in or negotiate a release before you go live.

HOA claim of lien

NC HOA liens with fees can exceed $10K. Require payoff before list date instead of at the closing table.

Substitute trustee already filed

The seller is behind and foreclosure is already recorded. Know before you spend marketing dollars on a property that may not close.

Break in the chain of title

A deceased prior owner's interest was never deeded out. Discover it before you market a property that can't legally convey.

Municipal code lien

Cost-recovery liens from Charlotte, Raleigh, or Durham attach to the property — not the person. Buyer financing dies without a heads up.

Who it's for

Anyone who needs to know what's on a title before they act.

Listing Agents

Know before you list.

Buyer's Agents

Protect your client's time.

Investors

Know before you buy.

Sellers

Avoid closing surprises.

Closing Attorneys

Start curative work earlier.

Private Lenders

Verify lien priority.

iBuyers

Pre-screen before offer.

Auction Buyers

Diligence before you bid.

PreListCheck is a preliminary check — not legal advice, not title insurance. Always consult a licensed real estate attorney for transaction decisions.

Where we're available

PreListCheck is live across North Carolina — 98 of 100 counties — and expanding to 27 more states. Select a live state to see county-level coverage.

Live now
Coming soon
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Need a state we're not in yet? Tell us which one.

From the field

What real estate professionals say.

It was good, and I learned a couple of things from it. The seller wasn't sure if her mortgage was still valid, and the report did a nice job explaining that it was, despite the mortgage company having failed. That gave us the certainty we were looking for. We were not aware of the potential typo in the address as well — and the report did a nice job of stating this was present but not a significant problem. Essentially it told us what to worry about and what not to worry about, which was valuable.
N
Neal Isaacs
Cash Homes NC
Pricing

Simple and flat.

One price. One report. No subscription, no hidden fees.

Per property
$99/ report
  • Ownership & chain of title
  • Open mortgages & deeds of trust
  • Liens, judgments & UCCs
  • Tax status
  • Examiner notes & flags
  • PDF report in 24 hours
  • Seller-pays payment link option
Run your first check — $99

NC properties only · 98 of 100 counties supported
Not legal advice · Not title insurance

Common questions

What sellers and agents ask most before ordering a pre-listing title check.

A pre-listing title check is a review of the public record on a property before it goes on the market. It surfaces problems that can delay or kill a closing — open mortgages and deeds of trust, liens, judgments, ownership and heirship issues, unreleased documents, and tax problems — while there is still time to fix them. PreListCheck delivers one for $99 in about 24 hours.

Know before you list.
Know before you offer.

Run your first PreListCheck in minutes. $99 flat. Results in 24 hours.

No subscription · NC properties only